Top 5 Motorcycle Extended Warranties (2024) (2024)

Endurance

4.6

Reputation:8.8/10

Coverage:9.7/10

Cost:9.1/10

Transparency:9.5/10

Customer Experience:8.5/10

Top 5 Motorcycle Extended Warranties (2024) (1)

Endurance is our top-rated auto warranty company

Quick Facts

  • Most Comprehensive Coverage
  • Mileage Covered: Up to 200,000 miles
  • Longest Warranty Term: Up to 8 years
  • Money-Back Guarantee: Up to 30 Days
  • Coverage Options:6 different plans to choose from
  • Discounts: $300 same-day signup discount, $250 shopping voucher, and others

Plan Coverage and Perks

Plan coverage includesEndurance Elite perks™
Exclusionary planOne-year membership for free
Powertrain planTire repair and replacement
Maintainance coverage
with Endurance Advantage
Key fob replacement
Roadside assistanceTotal loss protection
TowingCollision discount
Rental car$250 rewards voucher
Trip interruption coverageEndurance Protect app

Why You Can Trust the MarketWatch Guides Team

Here’s a breakdown of how we reviewed and rated the top auto warranty providers

41

Providers ReviewedOur team looked at dozens of auto warranty providers on the market, including top choices such as Endurance, Olive, CarShield and autopom!

2215

Data Points AnalyzedWe evaluate thousands of data points including plan costs, warranty plan inclusions and exclusions, customer reviews and more to determine the best car warranty companies.

2000

Customers SurveyedWe surveyed thousands of customers about their auto warranty experiences in order to get a deeper understanding of how customers feel about each company, what’s most important in the purchasing process and more.

505

Research HoursOur team spent hundreds of hours getting warranty quotes, reading customer reviews and reviewing the fine print of warranty contracts to help customers make informed decisions.

What Is a Motorcycle Extended Warranty?

A motorcycle extended warranty is a protection plan that covers the cost of unexpected breakdowns. Much like standard vehicles, motorcycles have a higher chance of experiencing mechanical failure the older they get. With an extended service contract, drivers can have peace of mind knowing their wallets are protected from costly unexpected repairs.

Top 5 Motorcycle Extended Warranties (2024) (2)

Best Motorcycle Extended Warranty Providers

Let’s take a look at some of the best extended warranty providers for motorcycles.

#1 CarShield

You may know CarShield from its TV ads with various celebrity endorsers. Along with all kinds of cars, the company also protects motorcycles and all terrain vehicles (ATVs). There are two main coverage options for motorcycle owners to choose from: Silver and Platinum.

  • Silver: This is a powertrain protection plan for motorcycles that covers the engine, transmission, drive axle and primary drive assembly.
  • Platinum: A more comprehensive warranty, this option protects the same key components as the Silver plan while adding the cooling system, steering, suspension and brakes.

Both CarShield motorcycle protection plans come with additional perks like roadside assistance, rental vehicle reimbursement and trip interruption coverage.

#2 Discount ESP

Discount ESP offers a comprehensive extended motorcycle warranty with a twist — aftermarket upgrades are also covered. The provider’s plans are customer-friendly in that they offer low deductibles (either $50 or $100) and are fully transferable. That means your bike could be even more valuable if you decide to sell it.

Warranty plans from Discount ESP have no mileage limits and also include towing assistance in case something goes wrong. The company uses a vast network of authorized dealerships and repair facilities that spans across the U.S. and Canada.

#3 Total Auto Protect

Total Auto Protect’s Total Premier Motorcycle Extended Warranty Coverage Plan is the one plan the company has for motorcycles, which covers nearly all components for up to five years, high-tech electronics included. The Total Premier plan offers coverage for motorcycles, mopeds and other bike types made by the following brands:

HondaKawasakiDucatiBMW Motorrad
TriumphPolarisCan-AmIndian
YamahaSuzukiMoto GuzziBenelli
Harley-DavidsonApriliaVespaKTM, and more

The plan comes with additional benefits like 24-hour roadside assistance, rental car reimbursement, towing, fuel delivery and locksmith assistance. Deductible options range from $0 to $200.

#4 Pinnacle Protection Plans

Pinnacle offers two extended warranty plans for both new and used motorcycles. The exclusionary Premier plan covers everything save for a small list of items outlined in the contract. The comprehensive Standard coverage plan covers the:

  • Powertrain
  • Electrical components
  • Fuel system components
  • Steering
  • Brakes
  • Gauges
  • Seals
  • Gaskets

These protection plans are transferable and come with a $25 deductible or no deductible at all. Covered repairs can be performed at any of 3,000 dealers and factory-authorized repair facilities across the U.S. and Canada.

#5 Motorcycle Agent

Motorcycle Agent offers four different protection plans for motorcycles. The list below explains their differences:

  • Autrella: This comprehensive plan protects all components covered under the manufacturer’s warranty for up to five years and unlimited miles. The deductible is $50.
  • ASC Warranty: Another comprehensive plan, this provides the same coverage as the Autrella plan with no deductible. This plan adds up to seven years to a new motorcycle warranty and up to five years on a used bike warranty.
  • Eagle Guardian: This plan is designed for motorcycles that have been upgraded. It covers all factory-installed parts as well as aftermarket components for up to five years.
  • Eagle Plus: The most basic Motorcycle Agent warranty option, this plan covers all components listed under the original factory warranty and is designed for stock motorcycles. New motorcycles get seven years of coverage, while used ones get five.

All four plans come with additional benefits such as roadside assistance, trip interruption coverage and rental reimbursement.

Is a Motorcycle Extended Warranty Worth It?

If you’re interested in the peace of mind that comes with knowing you’re protected from future repair bills, a motorcycle extended warranty is definitely worth the investment. This is especially true if you take the time to explore your options and compare quotes before buying a plan.

There may be some drivers who find that the cost to buy an extended warranty exceeds the average cost of repair bills for their particular motorcycle. While this may be the case, you should also keep in mind that as a motorcycle (or any vehicle) gets older and accrues more mileage, it’s more likely to break down.

Also, if you decide you want to sell your motorcycle before the extended warranty expires, a transferable warranty adds resale value to the motorcycle. If you know you might want to sell your motorcycle in the near future, be sure to find a vehicle service contract that is fully transferable.

Top 5 Motorcycle Extended Warranties (2024) (3)

Motorcycle Extended Warranty: The Bottom Line

Motorcycle extended warranties can help you avoid paying for expensive future repairs out of pocket. Just like with extended car warranties, you’ll find the best deal on a long-term motorcycle protection plan by comparing quotes from multiple providers. When you choose a plan, be sure to read the fine print so you know exactly what’s covered and what’s excluded.

Recommendations for Extended Car Warranties

You may also be interested in extended warranties for a standard vehicle. Here are a few of our top recommendations.

Endurance: Most Comprehensive Coverage

Endurance is our top-rated provider and takes our award for Most Comprehensive Coverage due to its six coverage levels. Competitive rates and a sterling industry reputation also help Endurance claim the top spot in our warranty provider rankings. We also appreciate the fact that the company is a direct warranty provider, which means you deal directly with Endurance (and not an outside contract administrator) when you experience a breakdown.

Read more: Endurance Warranty Review

Olive: Convenient Online Process

Olive® is another highly rated provider and holds our award for having a Convenient Online Process. Customers can receive quotes and purchase protection plans completely online. Olive also features below-average warranty costs. Repair Ventures, LLC, the provider’s parent company, boasts an A+ rating from the Better Business Bureau (BBB) and has been in business for nearly 25 years.

Read more: Olive Warranty Review

Convenient Online Process 8.2/10

Check Price

Motorcycle Extended Warranty: FAQ

Below are some common frequently asked questions regarding motorcycle extended warranties:

It all depends on each driver’s situation, but an extended warranty provides peace of mind, additional resale value if transferable, and additional benefits such as roadside assistance.

An extended warranty for a bike is the same as an extended warranty for a standard vehicle. These coverage plans offer protection against unforeseen breakdowns due to mechanical failures.

This varies depending on coverage level and provider, but many extended warranties last between five to seven years. Some providers offer more flexibility than others when it comes to warranty terms.

Our Methodology

Because consumers rely on us to provide objective and accurate information, we created a comprehensive rating system to formulate our rankings of the best motorcycle insurance companies. We collected data on dozens of motorcycle insurance providers to grade the companies on a wide range of ranking factors. The end result was an overall rating for each provider, with the insurers that scored the most points topping the list.

Here are the factors our ratings take into account:

  • Reputation (25% of total score): Our research team considered market share, ratings from industry experts and years in business when giving this score.
  • Coverage (25% of total score): Companies that offer a variety of choices for insurance coverage are more likely to meet consumer needs.
  • Cost (25% of total score): Motorcycle insurance quotes obtained through secret shopping and discount opportunities were both taken into consideration.
  • Customer experience (25% of total score): This score is based on volume of complaints reported by the NAIC and customer satisfaction ratings. We also considered the responsiveness, friendliness and helpfulness of each motorcycle insurance company’s customer service team based on our own shopper analysis.

*Data accurate at time of publication.

Top 5 Motorcycle Extended Warranties (2024) (6)

Daniel RobinsonWriter

Daniel is a MarketWatch Guides team writer and has written for numerous automotive news sites and marketing firms across the U.S., U.K., and Australia, specializing in auto finance and car care topics. Daniel is a MarketWatch Guides team authority on auto insurance, loans, warranty options, auto services and more.

Top 5 Motorcycle Extended Warranties (2024) (7)

Rashawn MitchnerManaging Editor

Rashawn Mitchner is a MarketWatch Guides team editor with over 10 years of experience covering personal finance and insurance topics.

Top 5 Motorcycle Extended Warranties (2024) (2024)

FAQs

Top 5 Motorcycle Extended Warranties (2024)? ›

Best Motorcycle Extended Warranties. CarShield, Discount ESP, Total Auto Protect, Pinnacle Protection Plans and Motorcycle Agent offer the best motorcycle extended warranty programs.

What is the best extended warranty for motorcycles? ›

Discount ESP covers nearly all makes and models of motorcycles, such as Yamaha, Suzuki, Harley-Davidson, Indian, Honda, Ducati, BMW, and more. Included in your motorcycle ESP are a low deductible, no mileage limits, transferable plans, nationwide coverage, towing and rental assistance, and more.

Who has the highest rated extended auto warranties? ›

Best Extended Car Warranty Companies
Car Warranty CompanyOur AwardOverall Score
Endurance Check PriceBest Comprehensive Coverage9.3
CarShield Learn MoreBest for Flexible Payments8.9
Carchex Learn MoreBest Industry Reputation9.1
Omega Auto Care Learn MoreBest Maintenance Benefits8.7
4 more rows

What type of insurance is best for motorcycles? ›

Comprehensive and collision coverage: Comprehensive coverage can cover things like theft or vandalism, while collision coverage pays out when your motorcycle is damaged in an accident. Comprehensive and collision coverage isn't required for motorcycles, but can be helpful in these situations.

Is there a deductible for Harley-Davidson extended warranty? ›

A $50 deductible per claim is what you'll pay for a covered repair at an H-D dealership. If your repairs are made at another repair facility, the deductible will be $100. There is no deductible for Expense Reimbursement Package benefits.

Is the 5 year extended warranty worth it? ›

Extended warranties can be worth it if you have an old, unreliable vehicle or are looking for peace of mind. Most protection plans offered by manufacturers and third-party companies cover the most important parts of your vehicle and could save you thousands of dollars in the event of a mechanical breakdown.

What is a downside to purchasing an extended warranty? ›

Cons of an extended warranty

Limited coverage: Extended warranties don't cover all types of damage, nor do they always cover all of your car's components. Loss of use may not be covered: Not all warranties include coverage for a rental car or other transportation fees in the event of an extended repair time.

How much should an extended warranty cost? ›

After getting quotes from the best car warranty companies, we found that extended warranties cost an average of $108 per month with a total average cost of $2,845.

How to negotiate extended warranties? ›

How Can I Negotiate a Car Extended Warranty?
  1. Do Your Research. ...
  2. Know What You Need. ...
  3. Ask for a Discount. ...
  4. Negotiate the Warranty Terms. ...
  5. Inquire About Price Matching. ...
  6. Look For Any Hidden Fees. ...
  7. Read the Fine Print. ...
  8. Ask for a Trial Period.
Feb 9, 2024

Who is America's number one motorcycle insurance? ›

Compare Motorcycle Insurance
Top Motorcycle Insurance CompanyOverall RatingOur Award
1. Geico9.3Best Motorcycle Insurance Company
2. Progressive9.0Best Motorcycle Insurance Coverage
3. State Farm8.8Best Motorcycle Insurance Customer Service
4. Dairyland8.3Best Motorcycle Insurance For High-Risk Riders
1 more row
Mar 10, 2024

How to lower motorcycle insurance cost? ›

Here are several ways to lower motorcycle insurance costs and still ride with peace of mind:
  1. Complete a motorcycle safety course. ...
  2. Maximize all available discounts. ...
  3. Customize your coverages to your bike and situation. ...
  4. Increase your deductible. ...
  5. Combine policies. ...
  6. Keep your policy current. ...
  7. Avoid motorcycles with modified engines.

What style motorcycle is cheapest to insure? ›

Type of motorcycle: Sports bikes typically cost the most to insure and touring bikes cost the least.

What is Harley forever warranty? ›

WARRANTY FOREVER® IS POWERTRAIN COVERAGE. That's included with every qualifying new on-road motorcycle offered by a participating dealer. Coverage lasts for as long as you own your motorcycle. All you need to do is complete the routine maintenance outlined in your Warranty Forever® agreement and you're covered FOREVER!

What is the $100 disappearing deductible warranty? ›

The Disappearing Deductible feature provides the ability to waive the $100 deductible when you return to the dealership where you purchased the plan for a repair covered under the plan. If you go to another dealership for a covered repair, you will have to pay the $100 deductible.

Can you write off extended warranty on taxes? ›

Yes! Multiply the cost of the extended warranty by your time-space % if you use the appliances for your business and your family. If it's only used by your business, deduct 100% of the cost.

Is 10 year extended warranty worth it? ›

There's always the risk you might not use your coverage if you don't have a breakdown, but it can be a good financial choice if you don't have the out-of-pocket savings or cash to cover repairs. However, if you have the means to cover repairs, then a car warranty might not be worth it for you.

Are extended warranties really worth the money? ›

An extended warranty is worth your time if your car isn't extremely reliable and you wouldn't necessarily be able to pay for major repairs right now. If you purchase a used car from a dealer, an extended warranty could be the right choice if you're uncertain about a vehicle's reliability.

Which is better AMC or extended warranty? ›

AMC plans and extended warranty plans both provide substantial advantages to AC owners. While an AMC plan for AC offers routine maintenance to keep your air conditioner in good working order, an extended warranty plan offers coverage for repairs or replacements beyond the manufacturer's guarantee.

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