Top 5 Motorcycle Extended Warranties (2024) (2024)

What Is a Motorcycle Extended Warranty?

A motorcycle extended warranty is a protection plan that covers the cost of unexpected breakdowns. Much like standard vehicles, motorcycles have a higher chance of experiencing mechanical failure the older they get. With an extended service contract, drivers can have peace of mind knowing their wallets are protected from costly unexpected repairs.

Best Motorcycle Extended Warranty Providers

Let’s take a look at some of the best extended warranty providers for motorcycles.

#1 CarShield

You may know CarShield from its TV ads with various celebrity endorsers. Along with all kinds of cars, the company also protects motorcycles and all terrain vehicles (ATVs). There are two main coverage options for motorcycle owners to choose from: Silver and Platinum.

• Silver: This is a powertrain protection plan for motorcycles that covers the engine, transmission, drive axle and primary drive assembly.
• Platinum: A more comprehensive warranty, this option protects the same key components as the Silver plan while adding the cooling system, steering, suspension and brakes.

Both CarShield motorcycle protection plans come with additional perks like roadside assistance, rental vehicle reimbursem*nt and trip interruption coverage.

#2 Discount ESP

Discount ESP offers a comprehensive extended motorcycle warranty with a twist — aftermarket upgrades are also covered. The provider’s plans are customer-friendly in that they offer low deductibles (either $50 or $100) and are fully transferable. That means your bike could be even more valuable if you decide to sell it.

Warranty plans from Discount ESP have no mileage limits and also include towing assistance in case something goes wrong. The company uses a vast network of authorized dealerships and repair facilities that spans across the U.S. and Canada.

#3 Total Auto Protect

Total Auto Protect’s Total Premier Motorcycle Extended Warranty Coverage Plan is the one plan the company has for motorcycles, which covers nearly all components for up to five years, high-tech electronics included. The Total Premier plan offers coverage for motorcycles, mopeds and other bike types made by the following brands:

The plan comes with additional benefits like 24-hour roadside assistance, rental car reimbursem*nt, towing, fuel delivery and locksmith assistance. Deductible options range from $0 to $200.

#4 Pinnacle Protection Plans

Pinnacle offers two extended warranty plans for both new and used motorcycles. The exclusionary Premier plan covers everything save for a small list of items outlined in the contract. The comprehensive Standard coverage plan covers the:

• Powertrain
• Electrical components
• Fuel system components
• Steering
• Brakes
• Gauges
• Seals
• Gaskets

These protection plans are transferable and come with a $25 deductible or no deductible at all. Covered repairs can be performed at any of 3,000 dealers and factory-authorized repair facilities across the U.S. and Canada.

#5 Motorcycle Agent

Motorcycle Agent offers four different protection plans for motorcycles. The list below explains their differences:

• Autrella: This comprehensive plan protects all components covered under the manufacturer’s warranty for up to five years and unlimited miles. The deductible is $50.
• ASC Warranty: Another comprehensive plan, this provides the same coverage as the Autrella plan with no deductible. This plan adds up to seven years to a new motorcycle warranty and up to five years on a used bike warranty.
• Eagle Guardian: This plan is designed for motorcycles that have been upgraded. It covers all factory-installed parts as well as aftermarket components for up to five years.
• Eagle Plus: The most basic Motorcycle Agent warranty option, this plan covers all components listed under the original factory warranty and is designed for stock motorcycles. New motorcycles get seven years of coverage, while used ones get five.

All four plans come with additional benefits such as roadside assistance, trip interruption coverage and rental reimbursem*nt.

Is a Motorcycle Extended Warranty Worth It?

If you’re interested in the peace of mind that comes with knowing you’re protected from future repair bills, a motorcycle extended warranty is definitely worth the investment. This is especially true if you take the time to explore your options and compare quotes before buying a plan.

There may be some drivers who find that the cost to buy an extended warranty exceeds the average cost of repair bills for their particular motorcycle. While this may be the case, you should also keep in mind that as a motorcycle (or any vehicle) gets older and accrues more mileage, it’s more likely to break down.

Also, if you decide you want to sell your motorcycle before the extended warranty expires, a transferable warranty adds resale value to the motorcycle. If you know you might want to sell your motorcycle in the near future, be sure to find a vehicle service contract that is fully transferable.

Motorcycle Extended Warranty: The Bottom Line

Motorcycle extended warranties can help you avoid paying for expensive future repairs out of pocket. Just like with extended car warranties, you’ll find the best deal on a long-term motorcycle protection plan by comparing quotes from multiple providers. When you choose a plan, be sure to read the fine print so you know exactly what’s covered and what’s excluded.

Recommendations for Extended Car Warranties

You may also be interested in extended warranties for a standard vehicle. Here are a few of our top recommendations.

Endurance: Most Comprehensive Coverage

Endurance is our top-rated provider and takes our award for Most Comprehensive Coverage due to its six coverage levels. Competitive rates and a sterling industry reputation also help Endurance claim the top spot in our warranty provider rankings. We also appreciate the fact that the company is a direct warranty provider, which means you deal directly with Endurance (and not an outside contract administrator) when you experience a breakdown.

Read more: Endurance Warranty Review

Olive: Convenient Online Process

Olive^® is another highly rated provider and holds our award for having a Convenient Online Process. Customers can receive quotes and purchase protection plans completely online. Olive also features below-average warranty costs. Repair Ventures, LLC, the provider’s parent company, boasts an A+ rating from the Better Business Bureau (BBB) and has been in business for nearly 25 years.

Read more: Olive Warranty Review

Motorcycle Extended Warranty: FAQ

Below are some common frequently asked questions regarding motorcycle extended warranties:

Our Methodology

Because consumers rely on us to provide objective and accurate information, we created a comprehensive rating system to formulate our rankings of the best motorcycle insurance companies. We collected data on dozens of motorcycle insurance providers to grade the companies on a wide range of ranking factors. The end result was an overall rating for each provider, with the insurers that scored the most points topping the list.

Here are the factors our ratings take into account:

• Reputation (25% of total score): Our research team considered market share, ratings from industry experts and years in business when giving this score.
• Coverage (25% of total score): Companies that offer a variety of choices for insurance coverage are more likely to meet consumer needs.
• Cost (25% of total score): Motorcycle insurance quotes obtained through secret shopping and discount opportunities were both taken into consideration.
• Customer experience (25% of total score): This score is based on volume of complaints reported by the NAIC and customer satisfaction ratings. We also considered the responsiveness, friendliness and helpfulness of each motorcycle insurance company’s customer service team based on our own shopper analysis.

*Data accurate at time of publication.